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Your Credit Union (Canada) : ウィキペディア英語版
Your Credit Union (Canada)

Your Credit Union (YourCU) is a credit union in Ontario, Canada mainly serving members across the Ottawa-Carleton,〔(ATM locations in the city of Ottawa )〕 Cornwall,〔(ATM locations in the city of Cornwall )〕 and rural Eastern Ontario regions. It is incorporated under the Credit Unions and Caisses Populaires Act, 1994, and is a member of the Deposit Insurance Corporation of Ontario〔(List of DICO's Insured Credit Unions and Caisses Populaires ) Deposit Insurance Corporation of Ontario〕 and of Central 1 Credit Union.
YCU has three branches: two in Ottawa and one in Cornwall. The Credit Union's headquarters are located at 14 Chamberlain Ave, Ottawa, Ontario.
Your Credit Union became an open bond financial institution in 2009, allowing anyone to become a member. As at September 30, 2014, there were 11,386 members〔(Audited Financial Statements ) Audited Financial Statements, P.30 January 14 2015〕 of the Credit Union with over $236 million〔(Annual Report ) 5-Year Financial History and Summarized Financial Statements, P.8 January 14 2015〕 in assets.
Every adult member has at least 5 membership shares and 1 vote in the decision-making process, and thus all members are equal owners regardless of the size of their deposits. All members are eligible for exercising their right to vote for a democratically elected Board of Directors at the annual general meeting.
== History ==

Your Credit Union comprises five groups: the Education Group, the Municipal Group, the Ottawa Citizen Group, the United Counties Education Group, and the Howard Smith Group.〔(Your Credit Union – Cornwall Branch (Howard Smith Credit Union) ) Ontario Co-operative Association〕
* The Ottawa Municipal Employee's Credit Union was established in 1950.

* Collegiate Institute Board of Ottawa Teachers' Credit Union established in 1961 and became the Ottawa Education Credit Union in 1969.
* Merged with the Ottawa Separate School Teachers’ Credit Union and changed its name to the Ottawa Carleton Education Credit Union in 1971
* Moved to 14 Chamberlain Ave and set up as a head office in 1980
* The Ottawa Municipal Employee's Credit Union merged with the Ottawa Carleton Education Credit Union in 1998
* Merged with Ottawa Citizen Employee's Credit Union, United Counties Educational Credit Union, Howard Smith Credit Union in 1999
* Merged with Trillium Credit Union in 2004
* Ottawa Carleton Education Credit Union changed its name April 2, 2004 to, Your Credit Union
* Became open bond, accepting everyone as a member in 2009
* Launched ATM Partnership with Cornwall Community Hospital in 2012〔(Press Release ) Cornwall Community Hospital Launches ATM Partnership with Your Credit Union, February 13, 2012〕
* Opening of a second location in Cornwall and the launch of an e-Signature solution in 2015〔(Press Release ) Your Credit Union Announces the Opening of a Second Location in Cornwall and the Launch of an E-Signature Solution, January 14, 2015〕

抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)
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